About ContractCalc.
ContractCalc is a free, privacy-first tool designed to help knowledge workers accurately compare the true financial impact of moving between W2 employment and 1099 independent contracting.
The shift to independent contracting comes with massive financial implications that most simple salary-to-hourly calculators fail to capture. Self-employment tax, the loss of employer health contributions, the loss of 401k matching, and the value of paid time off represent tens of thousands of dollars in hidden costs.
We built ContractCalc to provide an honest, side-by-side, apples-to-apples comparison. Our tool runs entirely in your browser—we don't collect, store, or sell your financial data.